Welcome to The Compliance Guys! 
Experts with FCA Authorisation...

Do you find financial compliance a bit of a maze?

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Trusted by over 2,000 organisations

The Compliance Guys are a customer centric organisation. We promote #CaringNotScaring

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50+

Years of combined expertise

When you ask yourself the question ‘How do I get FCA Authorisation with as little hassle as possible?’ and the answer from everyone is ‘call The Compliance Guys’ then being on this website means you’re one step closer to being FCA regulated.

When searching the internet for companies who offer websites to motor traders and retailers looking for help with their FCA Application it’s very easy to get confused about who offers what and how much they cost. Picking a company to trust when it comes to FCA financial compliance isn’t as simple as finding experts who know the rules. You need people who truly understand your business and how finance can complement it.

Many companies who offer FCA compliance application assistance, do not always show exactly what features are available or how much they actually cost.

Unfortunately, this is not very useful for anyone in the motor trade or retailers (especially start-ups) trying to compare and find out exactly what they’re getting for their money. That’s why, all our prices are advertised on our website, there’s no hiding, or changing the prices from you, we spell out exactly how much our services will cost and show you exactly what you’re getting for your buck!

M
about us

Our Mission and Vision

Vision Statement
To make our customers compliant, without being complicated and costly

Mission Statement
To put the customers interests before ours, to build and maintain strong relationships, so our customers trust us to help them, while always communicating in a plain, simple language.

Values
We care and not scare our customers into compliance, our beliefs and commitment to the three P’s People – Good people with a shared vision is at the heart of our company Process – a great process for customers and people will make life easier for everyone Profit – We reinvest to make The Compliance Guys the best we can ever be.

about us

What We Do

Automotive Dealers

The FCA Authorisation application process is a tricky one, but you know that offering finance brings more customers and more profit. We’ll get you there quickly and easily.

Trade Sectors

FCA Authorisation for firms, whatever trade sector you can make it affordable for your customers with finance

Lenders

The FCA Authorisation to hold client money for consumer credit lending is very complex, but we make FCA consumer credit lending as simple as picking up the phone to one of our team of experienced compliance expert

Retailers

Do I need FCA authorisation? Yes, you Do!! If you want to generate more sales, and stop standing in the shadows of the national chains by offering finance and taking back customers

Business 2 Business

Have you thought of yourself as exempt from being FCA authorisation? Maybe you’re a company that deals with cctv/security, telecoms, vending machines, payment providers? We’ll get your FCA authorisation for credit broking to enable you to facilitate in finance

Brokers

Do you want to be an FCA Authorised Broker? Do you want to offer car finance or automotive finance? Getting authorised for your new venture doesn’t have to be complicated, we’ll guide you through and even help and supply all your FCA documentation and policies

Appointed Representatives

We get asked ‘why become an appointed representative?’, ‘How do I become an appointed representative?’ ‘What is an appointed representative?’ An Appointed Representative (AR) is a firm or person who runs FCA regulated activities by acting as an agent for a firm (Principle) who is directly authorised by the (FCA). This is a contractual agreement in which the principal firm must take full responsibility for ensuring that the AR complies with the regulations put in place by the FCA…easy eh? Contact us and we’ll speak to you in a language you’ll understand…and if you’re an automotive dealer, we may be able to get you subsidized.?

let's talk

Lets get started.

We are here to help, get in touch today for a FREE no obligation, no jargon chat!

Frequently Asked Questions

FAQs

HOW LONG WILL IT TAKE FOR MY LICENCE TO BE AUTHORISED?

The FCA state for a standard Limited Permission Licence it can take up to six months, however for The Compliance Guys Ltd clients, the average is around three to four weeks if everything is correct.

DO YOU HAVE TO BE AUTHORISED BY THE FCA TO OFFER FINANCE?

In almost all cases, yes. The most common exclusions are if you are offering less than 12 payments over less than 12 months and charge no interest or if you are only selling to limited companies. You can contact us for a no obligation chat about what permission you need and what it would cost.

CAN YOU GUARANTEE I WILL GET ACCEPTED BY THE FCA?

Before we take on any client, we discuss your eligibility and satisfy ourselves that you qualify for authorisation. It is however the FCA’s decision to approve you or not and so if you omit to notify us any information that could harm your application we cannot be liable for that. We have never yet had a customer rejected who we have agreed to take on.

WHEN MY LICENCE IS APPROVED, HOW LONG BEFORE I CAN START TO FACILITATE FINANCE?

Immediately, though it may take around 24 Hours to show on the FCA Register.

ONCE I’M AUTHORISED, WHO DO I USE TO OFFER FINANCE ON MY GOODS?

You are free to use whoever you wish but at The Compliance Guys Ltd we have established, unburdened relationships with Lenders and Brokers who are specialists in the sector you are working in and we will gladly put you in contact with these.

DO I HAVE TO PAY AN ANNUAL FEE OR DO ANYTHING GOING FORWARD?

Yes, the FCA charge an small annual fee, ask you to report to their Gabriel system and confirm your firms details annually. At The Compliance Guys Ltd we can set up a monthly Direct Debit for us to take full control of these so you never have to worry – or get fined! The Compliance Guys Ltd offer on going monthly compliance packages starting from just £25 per month + VAT

CAN FCA AUTHORISATION EXPIRE?

Your FCA Authorisation can’t expire, but it can be revoked!! if you fail to pay your ongoing fee’s and file your reports then this will happen… but hey!! That’s why you’ll get us to do it for you.

Are you ready to take YOUR business to the next level?

We’re here to help, it’s free to chat! Whatever questions you have, whatever your business needs, we are approachable, friendly, and speak in plain English.

We understand the pressures of running a business and will only offer services that bring benefit to your life.

Get in touch!

    The Compliance Guys Ltd are authorised and regulated by the Financial Conduct Authority.

    Our Firm Reference Number (FRN) is 941360. This information can be checked on the Financial Services Register by visiting the FCA’s website or by contacting the FCA on 0800 111 6768.

    The Compliance Guys Ltd are registered in England and Wales under Company Number 12533924 and our registered office address is Office 28 Cleveland Street, Wolverhampton, West Midlands, WV1 3HT. Our VAT Registration Number is GB367193470.

    Registered with the Information Commissioner’s Office: ZA747096.