FCA Authorisation

There are many questions to be answered about FCA Authorisation, over time we hope to answer them all in these blogs. So, let’s start with the question we get asked the most… Do I need FCA Authorisation? In almost all cases, yes. The most common exclusions are if you are offering less than 12 payments […]

Appointed Representatives (AR’s)

An appointed representative (AR) is a firm or person who runs regulated activities and acts as an agent for a firm we directly authorise. This firm is known as the ARs ‘principal’. There must be a written contract between the principal and the AR documenting the arrangement Appointed Representatives are not authorised by the FCA. Instead, they […]